Junior Software Engineer, Consumer Platform (Remote)

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Job Summary:

Upstart is the leading AI lending marketplace that partners with banks and credit unions to enhance access to affordable credit. The Software Engineer I on the Consumer Platform team will focus on delivering high-quality features, collaborating with senior engineers, and improving code quality while ensuring a seamless consumer experience.

Responsibilities:

• Build reliable feature-level services. Collaborate with senior engineers to design and develop resilient backend components (Kotlin/Ruby) that serve internal product teams.

• Contribute to full-stack tasks. Ship front-end work in React/Next.js and backend endpoints, ensuring your code is tested, documented, and reviewed.

• Resolve bugs and production issues. Learn to debug common issues in your feature space, follow runbooks, and participate in on-call rotations with mentorship.

• Drive small enhancements. Identify opportunities to improve code quality or developer workflows (e.g., add tests, improve logging) and propose changes.

• Communicate effectively. Ask clarifying questions, share progress in stand-ups, and solicit feedback in design and code reviews.

Qualifications:

Required:

• Bachelors degree in Computer Science, Engineering, or related field (or equivalent practical experience)

• Up to 4 years of professional software development experience - this can include internships or co-ops at tech companies.

• Familiarity in at least one backend language (Kotlin, Java, or Ruby).

• Familiarity with modern JavaScript frameworks such as React/Next.js & Frontend development.

• Familiarity with SQL databases and domain modeling.

• Strong communication skills and ability to represent technical work in cross-functional settings.

Preferred:

• Internship or bootcamp experience at a software company, demonstrating end-to-end project contributions.

• Exposure to cloud-native environments (AWS) and messaging systems (Kafka).

• Basic understanding of API design and microservices principles.

• Familiarity with automated testing frameworks and continuous integration workflows.

• Interest in platform engineering and passion for building internal tools and libraries.

• Demonstrated ownership of small-scale projects, from requirement gathering through to deployment and monitoring.

Company:

Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. Founded in 2012, the company is headquartered in San Mateo, California, USA, with a team of 1001-5000 employees. The company is currently Public Company. Upstart has a track record of offering H1B sponsorships.